In the Cigna study, employees who are offered disability insurance, critical illness insurance, accidental injury insurance or hospital indemnity insurance are nearly twice as likely to see how these ...

If you have a physically demanding career, obtaining disability insurance could be a smart move to protect your income if you ...

A 20-something today has a one in four chance of becoming disabled before retirement, according to the Social Security Administration. While Social Security disability benefits can help, the average ...

Three in 10 Americans entering the work force today will become disabled before they retire. And 43 percent of those ages 40 and older in the work force will have a disability event prior to age 65.

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Myles is a former senior insurance editor for Investopedia. He oversaw the strategy ...

Yes, it can be an added expense, but … Indeed, disability insurance can be perceived as an additional expense, and many individuals are averse to allocating funds for something they hope never to use.

Employees who are injured on the job usually are eligible for Workers' Compensation benefits. A few states have an additional disability insurance program that provides coverage for people who are ...

Forbes contributors publish independent expert analyses and insights. Empowering smarter money moves. Many people simply pass on disability insurance during their open enrollment period for company ...

Disability insurance isn't a topic that comes up often in daily conversations (or even many financial ones). After all, none of us plan on becoming ill or injured to the extent we can no longer work.

CIGNA joins with Life and Health Insurance Foundation for Education in month-long campaign to build awareness about the importance of disability insurance Encourages people to talk with their ...

Christy Bieber has a JD from UCLA School of Law and began her career as a college instructor and textbook author. She has been writing full time for over a decade with a focus on making financial and ...

The Americans with Disabilities Act (ADA) makes it illegal for insurance companies to charge drivers higher car insurance rates solely based on their disability. However, disabled drivers and ...