Rather than pay an insurance company for coverage, some businesses opt to put aside funds and insure themselves.

No matter where you live, there’s a good chance the weather’s getting wilder. In just the past few weeks, tornadoes have wreaked havoc on Midwest and Southern states, and large swaths of southern ...

Self-employed business insurance offers a safety net with financial protection in case you experience unexpected lawsuits, property damage or other liabilities.

(Washington, D.C.) – A new research report published today by the Employee Benefit Research Institute examining trends in self-insured health plans found an increase in self-insurance among small to ...

With a self-insured health plan, your employer pays for your medical claims directly. With a fully insured plan, an insurance company pays claims on behalf of an employer. Both fully insured and ...

Insurance is often a necessity—an expensive necessity. Car insurance averages $1,718 annually for full coverage, health insurance can cost more than $1,000 a month depending on your age and ...

When you choose to self-insure, you set aside money to cover unexpected events that may impact your home, vehicle or life instead of reaching out to an insurance company to purchase a traditional ...

To continue reading this content, please enable JavaScript in your browser settings and refresh this page. During my 20 years as a captive insurance regulator for the ...

As the market for cybersecurity insurance evolves and matures, insurance giant Lloyd's of London is preparing to exclude most nation-state attacks from its coverage policies. In the wake of such ...

Self-insured employers will have to dig into the details of the health plans they offer their employees more so than they ever had to before thanks to provisions in the Consolidated Appropriations Act ...

While Florida’s shaky property insurance market is showing signs of stabilizing, home and condo owners across the state are still feeling the pinch from some of the priciest premiums in the nation.